Ways to Remove a Credit Card From an iTunes Account

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How to Remove a Credit Card From an iTunes Account

Apple iTunes

Apple wants your money. And to help get it, they want your credit card information on file so that it can be easier for you to buy music, movies, and apps from the iTunes store. That's why they require you to input a valid form of payment, usually a credit card, when you register for an iTunes account. But did you know it is rather easy to remove the credit card information from your account?

  1. Open iTunes on your PC.
  2. If not already signed in, log in to your account by choosing "Sign In" from the Store menu. (It's just to the left of Help.)
  3. Once signed in, choose "View my Apple ID" from the Store menu. You may have to enter your password again.
  4. In the Apple ID Summary, click on the "Edit >" link directly to the right of Payment Type. This allows you to edit your choice of payment.
  5. Instead of choosing a credit card, click the "None" button. (I've highlighted it in the Photo above this article.)
  6. Scroll down and choose Done from the bottom.

That's it. You now have an Apple iTunes Account with no credit card attached, which can be very handy if you want to give an iPad to your kid and make sure there is no way they can run up a large bill on it.

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How to Get Apps on an Account Without a Credit Card

So now that you have the credit card removed from your iTunes account, how do you get apps, music, movies and books on your iPad? There are a number of options, including one that allows your kids to download what they want without having to do anything special.

Gift Apps. Instead of buying apps on the iPad, you can use a different account that has a credit card attached to gift the apps. You can even gift music and movies via the iTunes store.

Set Up an iTunes Allowance. This one is great if you want a low-maintenance solution. While gifting apps, music and movies allow you to more closely monitor what your kid is doing on the iPad, setting up an allowance can be great for older kids.

Add and Remove. This one takes the most maintenance, but it is a viable solution. You can simply add the credit card back onto the account when you want to purchase something and then remove it again. This is best if you schedule once-a-week or once-a-month purchases for the iPad.

Load it Up First. This is easiest with younger children who won't need the latest and greatest app on their iPad. After you've registered for an account, download all of the apps, books, music and movies you want on it before removing the credit card.

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